RBC Direct Investing GIC Rates
RBC Direct Investing offers GICs from a wide variety of Financial Institutions. The following are the highest rates quoted in each of the following categories.
* Dependent upon the type of GIC some Financial Institutions may require a higher minimum purchase amount than the amounts indicated in the charts below.
Cashable GIC - Interest Paid Annually
Term to Maturity |
Rate |
Non-Registered Account Minimum Purchase* |
Registered Account Minimum Purchase* |
1 Year |
1.240 % |
$20 000 |
$3 500 |
2 Years |
0.000 % |
$15 000 |
$3 500 |
Compound Interest Paid at Maturity
Term to Maturity |
Rate |
Non-Registered Account Minimum Purchase* |
Registered Account Minimum Purchase* |
2 Years |
2.120 % |
$15 000 |
$3 500 |
3 Years |
2.310 % |
$10 000 |
$3 500 |
4 Years |
2.400 % |
$5 000 |
$3 500 |
5 Years |
2.710 % |
$3 500 |
$3 500 |
Interest Paid Annually
Term to Maturity |
Rate |
Non-Registered Account Minimum Purchase* |
Registered Account Minimum Purchase* |
1 Year |
1.900 % |
$20 000 |
$3 500 |
2 Years |
2.120 % |
$15 000 |
$3 500 |
3 Years |
2.310 % |
$10 000 |
$3 500 |
4 Years |
2.400 % |
$5 000 |
$3 500 |
5 Years |
2.710 % |
$3 500 |
$3 500 |
Interest Paid Semi-Annually
Term to Maturity |
Rate |
Non-Registered Account Minimum Purchase* |
Registered Account Minimum Purchase* |
1 Year |
1.660 % |
$20 000 |
$3 500 |
2 Years |
2.050 % |
$15 000 |
$3 500 |
3 Years |
2.200 % |
$10 000 |
$3 500 |
4 Years |
2.300 % |
$5 000 |
$3 500 |
5 Years |
2.600 % |
$3 500 |
$3 500 |
Interest Paid Monthly
Term to Maturity |
Rate |
Non-Registered Account Minimum Purchase* |
Registered Account Minimum Purchase* |
1 Year |
1.640 % |
$20 000 |
$3 500 |
2 Years |
2.000 % |
$15 000 |
$3 500 |
3 Years |
2.200 % |
$10 000 |
$3 500 |
4 Years |
2.250 % |
$5 000 |
$3 500 |
5 Years |
2.550 % |
$3 500 |
$3 500 |
To purchase or obtain detailed information for these or any other Fixed Income securities, please visit our online investing site or contact an RBC Direct Investing Investment Representative.
Interest rates are indications only and are subject to change without notice.
*Minimum purchase amounts are indications only. Some may vary due to the rules and restrictions of the GIC offered by the various financial institutions.
Rates shown are calculated on a per annum basis.
Open an RBC Direct Investing account now.
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